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Employees Retirement
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Benefit Description Member Copayments FY2005
Physicians and Lab Services
Physician Office Visit - Primary Care Physician (PCP) $30 Copay
Specialist Office Visit $40 Copay
Routine physicals - One per plan year for adults; periodic for children, or as directed by the Primary Care Physician
$30 to the PCP or $40 to
the specialists
Diagnostic x-rays, mammography, and lab test No Copayment
Immunizations - For children 0 to 6 years of age
No Copayment
Immunizations - For children 7 years and older, and adults
$30 Copay
Well Woman exam - One per plan year
$30 to the PCP or $40 to
the specialists
Vision, speech, and hearing screenings
For all enrolled Participants

$40 Copay
Speech and hearing testing (covered for all Participants)
$40 Copay
Speech theraphy and rehabilitative therapy, including physical and occupational therapy.
Covered as any other illness and not subject to any maximum


$40 Copay
Allergy testing $40 Copay
Allergy serum 50% of the Allowable Amount
Allergy serum administration
When allergy shot is administered without an office visit.
None
Routine eye exam - One per plan year $40 Copay
Office surgery and diagnostic procedures
(all office surgeries, excluding vasectomies and tubal ligations)
$30 to the PCP or $40 to
the specialist
Outpatient surgery when preformed in a facility other than a doctor's office. $100 Copay
Maternity care
Hospital and Physician services, including diagnosis of pregnancy, pre and post-natal care, and delivery (including delivery by C-section)
No Copayment for physician services; applicable Copayments apply for Hospital services
Family Planning $40 Copay
Vasectomy and tubal ligation No Copayment for procedures performed in the Physician's office. Otherwise, all applicable Copayments will apply, dependent upon place of service.
Infertility benefits 50% of the Allowable Amount



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